Website Terms of Use

Website Terms of Use

Information about us

www.directchoice.com is a site operated by Saga Services Limited ("We"). We are registered in England and Wales under company number 732602 and have our registered office at Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Our VAT number is GB 201421534.

Direct Choice is a trading name of Saga Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA registration number 311557). You can confirm Saga Services Limited's address and statutory status on the Financial Conduct Authority website at register.fca.org.uk or by contacting the FCA on 0800 111 6768.

Acceptance

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website www.directchoice.com. Please read these terms carefully - they concern the use of this website. By proceeding with access to our website, you are deemed to have accepted these terms.

This website, and the information contained on it, is not directed at, or intended for distribution to or use by, any person or entity who is a citizen, resident of, or located in, any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject us to any registration or licensing requirement within such jurisdiction. This website, the information contained in it or derived from it, belongs to us and the Saga Group and is for consumer use only and only use which is not contrary to any applicable law or regulation. You will not (directly or indirectly) perform, authorise, encourage or assist others to perform "mystery shopping" of this website, that is to say, the accessing of this website for the purpose of obtaining any insurance quotes (or other related information), other than a genuine insurance quote for your own personal use. You must not knowingly request, receive, make use of or pass any information or data derived from or accessible via this website for any commercial purpose. We do not accept liability for any errors or omissions. If you are any doubt as to the validity of information contained within these pages, then please do contact us in order to seek verification.

Accuracy of information

This website contains information relating to us and the Saga Group. All information or advice provided as part of this website is intended to be general in nature and you should not rely on it in connection with the making of any decision. We try to ensure that all information provided as part of the website is correct at the time of inclusion but we make no representation or warranty as to the completeness, accuracy, currency, adequacy or suitability. We therefore disclaim all liability and responsibility arising from any reliance placed upon such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

The information included in this website has been compiled from a variety of sources and is subject to change without notice. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

No offer

The information on this website is provided purely for information and does not constitute or form part of any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for, any securities in us or any other company, nor shall it (or any part of it) or the fact of its distribution, form the basis of, or be relied on in connection with or act as any inducement to enter into, any contract or commitment whatsoever with respect to any such purchase or subscription.

Hypertext links

We may provide addresses or hyperlinks which lead you out of this website. Such addresses or hyperlinks (including addresses or hyperlinks to our own website material) are provided solely for your convenience and information. Your access to such websites or your use of such links to any other websites or pages is at your own risk.

Availability

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

Copyright and Trademark

We are the owner or licensee of all intellectual property rights in our site, and material presented on this website, and unless specifically indicated otherwise those works are under copyright to the Saga Group or its licensors. The contents of this website are freely downloadable for browsing purposes only and may not be reproduced in whole or in part or otherwise made available without the prior written consent of the Saga Group. In addition, none of the material on this website may be copied, altered in any way, or transmitted or distributed to any other party without our prior express written permission of the Saga Group. You may not create links to this website without our express written consent of the Saga Group. Linked websites, whether permitted or not, do not have any implied affiliation with this website.

All trade marks, trade names and logos used on this website are our trade marks or trade names of the Saga Group.

Disclaimer

Neither us nor the Saga Group, to the extent permitted by law, will be liable for any loss of use, income or revenue, loss of business, profits or contracts, savings or data or any direct, indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation to the foregoing any losses in relation to your use of, reliance upon or inability to use the website.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Visits to our site

We process information about you in accordance with our privacy policy (Privacy Policy). By using our site you are consenting to such processing and you warrant that all data provided by you is accurate.

Policies concluded through our site

Policies formed through our site or as a result of visits made by you are governed by our Terms and Conditions of Business.

Jurisdiction

This website was created in England. Any interpretation of its content, claims or disputes (of whatever nature and not limited to contractual issues) shall be subject to the exclusive jurisdiction of the English Courts under English law.

Variations

We reserve the right to update these terms from time to time without notice to you. We recommend you regularly revisit this page to ensure you have seen and are aware of our latest terms.

External links

Please note that we are not responsible for the content of external websites. We do not produce or maintain these websites, and can therefore only instigate changes indirectly.

We work with our partners to provide suitable products and/or services for our customers, and in all cases your purchase contract is with the appropriate third party rather than us, where the product and/or service is provided by them.

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Direct Choice is a trading name of Saga Services Limited and is regulated in England and Wales (Company No. 732602).

Registered Office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Authorised and regulated by the Financial Conduct Authority (FCA registered number is 311557).